Our Insurance

Summary of cover

Unity Insurance Combined Medical Malpractice, Public and Products Liability Insurance has been specifically designed to provide a seamless integrated insurance solution for counsellors, therapists, educators, trainers and supervisors in the health and wellbeing sector. Unity Insurance is underwritten by Hiscox SA.

We can provide up to €6.5 million cover for each and every claim. For more information, please read our key facts sheet.

A full list of acceptable business activities can be found below.

We cover...

  • Acupressure
  • Acupuncture
  • Aerobics instructor
  • Alexander technique
  • Allergy testing
  • Aromatherapy
  • Arts therapy
  • Auricular detox
  • Ayurveda
  • Baby massage
  • Bach flower remedies
  • Biodynamic psychotherapy
  • Biofeedback
  • Bio-magnetic technique
  • Body therapy
  • Bowen technique
  • Coaching
  • Colonic hydrotherapy
  • Colour therapy
  • Counselling
  • Crystal therapy
  • Craniosacral therapy
  • Cupping
  • Dowsing for stress relief
  • Electro crystal therapy
  • Energy balancing
  • Equine massage
  • Exercise instructors
  • Feldenkrais
  • Gym instructors/personal trainers
  • Herbalism
  • Homeopathic trichology (excluding hair replacement and laser treatment)
  • Homeopathy
  • Hopi ear candles
  • Hydro therapy
  • Hypnotherapy (excluding past life regression)
  • Iridology
  • Indian head massage
  • Kinesiology
  • La Stone therapy
  • Life coaching
  • Light touch therapy
  • Lymphatic drainage
  • Massage
  • McTimoney method of chiropractice
  • Mediation (excluding legal)
  • Meditation
  • Myotherapy
  • Naturopathy
  • Nutritional therapy
  • On-site massage
  • Pet therapy
  • Pilates
  • Play therapy
  • Polarity therapy
  • Psychoanalysis
  • Psychology
  • Psychotherapy
  • Rebirthing
  • Reflexology
  • Reiki
  • Relaxation therapy
  • Rolfing
  • Shiatsu sports massage
  • Spiritual therapy (excluding indoctrination or contacting the spirit world)
  • Sports massage
  • Sports therapist
  • Stress control/management
  • Swedish massage
  • Thai chi
  • Touch for health
  • Voice therapy
  • Yoga
  • Zone therapy

Features and benefits

The policy includes cover for claims brought against you or your employees, volunteers, sub-contractors or outsourcers during the period of insurance for:

  • bodily injury, mental injury, illness, disease or death of any person;
  • physical loss of or damage to or destruction of tangible property including the resulting loss of use of such property;
  • negligence or a breach of a duty of care;
  • dishonesty of your individual partners, directors, employees, volunteers, sub-contractors or outsourcers;
  • defamation, breach of confidence or misuse of any information.

The policy also includes cover for your own losses occurring during the period of insurance arising from:

  • dishonesty of your employees or sub-contractors or outsourcers directly contracted to you and under your supervision;
  • loss, damage or destruction any document, information or data of yours or which has been entrusted to you.

We will also pay:

  • the reasonable costs of destroying your client files or transferring your client files to a new practitioner, partnership, limited company or not for profit organisation in the event that you die or suffer disablement during the period of insurance;
  • compensation if you, or any employee or volunteer of yours, are required by us to attend court as a witness in connection with a claim against you covered under this policy.

Instant Quote

Get your FREE, no-obligation quote online today!

Get a quote

Got questions?

The most commonly asked questions are answered in our FAQs page. If you can’t find your question there, please feel free to...

Contact Us