Our Insurance

Summary of cover

Unity Insurance Combined Medical Malpractice, Public and Products Liability Insurance has been specifically designed to provide a seamless integrated insurance solution for counsellors, therapists, educators, trainers and supervisors in the health and wellbeing sector. Unity Insurance is underwritten by Hiscox Insurance Company Ltd.

We can provide up to €6.5 million cover for each and every claim. For more information, please read our key facts sheet.

A full list of acceptable business activities can be found below.

We cover...

  • Acupressure
  • Acupuncture
  • Aerobics instructor
  • Alexander technique
  • Allergy testing
  • Aromatherapy
  • Arts therapy
  • Auricular detox
  • Ayurveda
  • Baby massage
  • Bach flower remedies
  • Biodynamic psychotherapy
  • Biofeedback
  • Bio-magnetic technique
  • Body therapy
  • Bowen technique
  • Coaching
  • Colonic hydrotherapy
  • Colour therapy
  • Counselling
  • Crystal therapy
  • Craniosacral therapy
  • Cupping
  • Dowsing for stress relief
  • Electro crystal therapy
  • Energy balancing
  • Equine massage
  • Exercise instructors
  • Feldenkrais
  • Gym instructors/personal trainers
  • Herbalism
  • Homeopathic trichology (excluding hair replacement and laser treatment)
  • Homeopathy
  • Hopi ear candles
  • Hydro therapy
  • Hypnotherapy (excluding past life regression)
  • Iridology
  • Indian head massage
  • Kinesiology
  • La Stone therapy
  • Life coaching
  • Light touch therapy
  • Lymphatic drainage
  • Massage
  • McTimoney method of chiropractice
  • Mediation (excluding legal)
  • Meditation
  • Myotherapy
  • Naturopathy
  • Nutritional therapy
  • On-site massage
  • Pet therapy
  • Pilates
  • Play therapy
  • Polarity therapy
  • Psychoanalysis
  • Psychology
  • Psychotherapy
  • Rebirthing
  • Reflexology
  • Reiki
  • Relaxation therapy
  • Rolfing
  • Shiatsu sports massage
  • Spiritual therapy (excluding indoctrination or contacting the spirit world)
  • Sports massage
  • Sports therapist
  • Stress control/management
  • Swedish massage
  • Thai chi
  • Touch for health
  • Voice therapy
  • Yoga
  • Zone therapy

Features and benefits

The policy includes cover for claims brought against you or your employees, volunteers, sub-contractors or outsourcers during the period of insurance for:

  • bodily injury, mental injury, illness, disease or death of any person;
  • physical loss of or damage to or destruction of tangible property including the resulting loss of use of such property;
  • negligence or a breach of a duty of care;
  • dishonesty of your individual partners, directors, employees, volunteers, sub-contractors or outsourcers;
  • defamation, breach of confidence or misuse of any information.

The policy also includes cover for your own losses occurring during the period of insurance arising from:

  • dishonesty of your employees or sub-contractors or outsourcers directly contracted to you and under your supervision;
  • loss, damage or destruction any document, information or data of yours or which has been entrusted to you.

We will also pay:

  • the reasonable costs of destroying your client files or transferring your client files to a new practitioner, partnership, limited company or not for profit organisation in the event that you die or suffer disablement during the period of insurance;
  • compensation if you, or any employee or volunteer of yours, are required by us to attend court as a witness in connection with a claim against you covered under this policy.

Instant Quote

Get your FREE, no-obligation quote online today!

Get a quote

Got questions?

The most commonly asked questions are answered in our FAQs page. If you can’t find your question there, please feel free to...

Contact Us